Storm Damage Restoration and Repair in Nashville, TN
Emergency tarping, water removal, and full rebuild from one licensed local team.
When a storm opens your roof, the clock starts. Rain keeps entering, insulation soaks, drywall sags, and mold begins forming inside 24 to 48 hours. Blue Chip Restoration handles the whole recovery in-house, from the first tarp through the final paint, so you deal with one contractor instead of four. We are a licensed general contractor with IICRC certified technicians. Our crews work across Davidson, Wilson, Williamson and Sumner counties.
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BBB Accredited
A+ rating since 2004
Best of Nashville
Nashville Scene winner
IICRC Certified
24/7 storm response crews
What Storm Damage Restoration Involves
Storm damage restoration is the process of stabilizing a damaged building, removing water and debris, drying the structure, documenting the loss for insurance, and rebuilding what the storm destroyed.
It splits into two phases. Mitigation happens in the first hours and days: tarping, board-up, water extraction, and drying. Reconstruction follows once the building is dry and the insurance scope is agreed: roofing, framing, drywall, flooring, paint and finish work.
Most Nashville property owners hire two or three separate companies for this. A roofer tarps, a restoration franchise dries, a builder rebuilds. Every handoff adds delay and gives each party room to blame the others. We do all three phases with our own crews.
Storm Damage We Repair in Nashville
We repair every category of storm damage a Middle Tennessee property can suffer. Our crews handle the emergency response, the drying, and the rebuild without handing your project to subcontractors. Here is what we restore:
Wind and Roof Damage
Straight-line winds lift shingles, tear off ridge caps, peel back flashing, and strip soffit and fascia. Damage is often invisible from the ground. A missing shingle tab lets water reach the decking, and the ceiling stain shows up weeks later. We inspect decking, underlayment, flashing and penetrations, not only the surface.
Hail Damage
Hail bruises shingles and knocks off the granules protecting the asphalt. The roof looks fine from the driveway while its lifespan drops by years. Insurers often deny late hail claims because the damage looks like wear. We document strike density per test square with dated photographs, which is the evidence an adjuster needs.
Tornado Damage
Middle Tennessee sits in an active tornado corridor. The EF3 tornado of 3 March 2020 cut a 60-mile path through Germantown, North Nashville, East Nashville, Donelson, Hermitage and Mount Juliet. An EF2 followed on 9 December 2023 across Davidson and Sumner counties. Tornado work usually means structural assessment, debris removal, weatherproofing and a full rebuild rather than a repair.
Tree Impact Damage
A fallen tree brings three problems at once: a hole in the envelope, structural load on framing, and water entering through the opening. We remove the tree section from the structure, shore any compromised framing, seal the opening, then dry the interior before reconstruction. Insurance normally covers the removal of a tree that struck a covered structure. Removal of a tree that fell only in the yard is often excluded or capped.
Storm Flooding
Wind-driven rain, blocked gutters and rising groundwater push water into crawl spaces, basements and ground floors. Areas near Percy Priest Lake, Old Hickory Lake and the Cumberland River carry higher exposure. We extract standing water, set containment, and dry the structure with air movers and dehumidifiers, logging moisture readings daily until materials return to normal levels.
Lightning and Surge Damage
A strike damages roofing at the point of contact and sends a surge through wiring, sometimes starting a fire inside a wall cavity. We coordinate the electrical assessment, handle any fire and smoke damage, and repair the building envelope.
Storm damage right now? Call 615-832-5300. We answer 24/7.
Residential Storm Restoration
Homeowners tell us the hardest part of storm recovery is juggling contractors. A typical claim involves a mitigation company, a roofer, and a rebuild contractor who all blame each other for delays. We eliminate that. One estimate, one schedule, one warranty.
Commercial Storm Damage Restoration in Nashville
Commercial work runs on different constraints. Tenants need access, stock needs protecting, and lost trading days cost more than the repair.
We handle retail units, offices, restaurants, warehouses, churches and multi-family buildings across Nashville. Our approach prioritizes partial reopening: contain the damaged zone, keep the rest of the building trading, then phase reconstruction around business hours where the structure allows it. We produce the itemized documentation commercial carriers and business interruption adjusters require.
For property managers handling multiple units, we provide a single point of contact and a shared documentation file per building.
Our Nashville Storm Damage Recovery Process
1. Respond
We answer 24 hours a day at 615-832-5300 and dispatch a crew from Donelson. You get a direct line to the person managing your job, not a national call center routing to whichever franchise is free.
2. Secure
Emergency tarping, board-up and shoring stop further loss. This is the step insurers expect you to take, and it protects the claim.
3. Document
We photograph and measure the loss, record moisture readings, and build an itemized scope. This file goes to your adjuster. Thorough documentation at this stage is what prevents a low settlement later.
4. Dry
Air movers, dehumidifiers and air scrubbers run until moisture readings confirm the structure is dry. We log daily readings rather than guessing at a finish date. Drying properly here stops the mold claim you would otherwise face in three weeks.
5. Rebuild
Roofing, framing, drywall, flooring, cabinetry and paint, delivered by our own construction crews under our general contractor licence.
6. Verify
Final walkthrough, moisture verification, and a punch list closed out with you before we invoice.
How Much Storm Damage Repair Costs in Nashville
Storm damage repair in Nashville ranges from a few hundred dollars for a small roof repair to six figures for a full rebuild after tornado or tree impact. Most insured claims fall between the two, and your deductible often decides what you pay out of pocket rather than the total repair cost.
Below are typical Middle Tennessee market ranges for 2026. These are market figures, not our quotes. We price every job after inspection.
| Work | Typical Nashville Range |
|---|---|
| Emergency roof tarping | $600 to $1,500 |
| After-hours emergency tarping | $800 to $2,000+ |
| Roof tarping per square foot | $1.50 to $4.00 |
| Minor shingle repair | $300 to $750 |
| Leak repair at a vent or pipe boot | $500 to $1,200 |
| Flashing or chimney repair | $750 to $2,000 |
| Larger roof damage repair | $1,800 to $4,500 |
| Flat roof repair | $1,000 to $4,000 |
Emergency call-outs during a storm or overnight typically add 30 to 50 percent to standard rates across the market.
Permits and Licensing in Metro Nashville
Two rules matter after a storm, and most homeowners hear about neither until an inspector arrives.
Permits. Metro Nashville requires a building permit to install siding or roofing, and for repairs beyond normal maintenance. The code defines normal maintenance to include repairs to an existing roof not exceeding 33 percent of the roof area. Storm work above that threshold needs a permit. Permits are pulled by the property owner for an owner-occupied single family residence, or by a contractor licensed and bonded with the Department of Codes and Building Safety. A contractor refusing to pull permits is a warning sign the state consumer office names directly.
Licensing. Tennessee requires a contractor licence before bidding or offering a price on projects of 25,000 dollars and up, and roofing is one of the trades covered. Verify any contractor at verify.tn.gov before signing. We are a licensed general contractor and pull permits on the work we perform.
Why Blue Chip
Why Choose Blue Chip Restoration for Storm Damage
Blue Chip Restoration is one of the only Nashville storm damage contractors that combines IICRC certified mitigation and licensed general contracting in one company. That single fact changes your entire recovery experience. Here is what backs it up:
One licensed team from tarp to final paint. We mitigate and rebuild under our own general contractor licence. No handoff between a franchise and a builder.
Local, not a franchise. Our office at 2543B Lebanon Pike, Nashville, TN, in the path the 2020 tornado took. Crews reach most of Davidson County quickly because they start here.
35+ years of combined construction experience. Our team’s background is residential and commercial construction, which is why the rebuild quality holds up rather than looking patched.
IICRC certified technicians. Drying and remediation follow published industry standards, and the documentation reflects them.
BBB accredited with an A+ rating. Fifteen years of accredited membership, complaint free.
Recognized locally. Nashville Scene Best of Nashville winner across 2021 through 2024, including Best General Contractor and Best Specialty Contractor, plus Best of Music City recognition.
Insurance documentation built in. We produce the scope, photographs and moisture logs your adjuster requires, and we meet the adjuster on site.
Storm Damage Mistakes We See Most Often
Waiting for the insurer before tarping. Your policy obliges you to prevent further loss. Delay creates uncovered secondary damage.
Signing with a door-knocker. After every Middle Tennessee storm, out-of-state crews arrive. The state consumer office lists door-to-door sales, high-pressure tactics, cash-only demands and refusal to obtain permits as red flags.
Throwing out damaged property. Keep it until the adjuster inspects it.
Accepting the first settlement without an itemized breakdown. Ask the adjuster for an itemized explanation of the offer, then compare it against a contractor’s scope.
Assuming a dry surface means a dry structure. Drywall feels dry while the wall cavity and sill plate stay saturated. Moisture meters settle this, not touch.
Hiring a mitigation company with no construction licence. You end up managing the rebuild yourself.
Storm Damage Repair Across Middle Tennessee
Davidson County: Nashville, Donelson, Hermitage, Old Hickory, Madison, Antioch, East Nashville, Germantown, North Nashville, Bellevue, Green Hills.
Wilson County: Mt. Juliet, Lebanon.
Williamson County: Franklin, Brentwood.
Sumner County: Hendersonville, Gallatin.
Nashville
Donelson
Mt. Juliet
Hermitage
Franklin
Additional Restoration Services
Mold Remediation
IICRC S520 protocol with containment, HEPA filtration, and post-remediation verification.
Fire Damage Restoration
Smoke and soot removal, odor treatment, and full rebuild after fire and the water used to fight it.
Water Damage Restoration
Emergency board-up and tarping, wind and hail repair, and water intrusion from roof damage.
Reconstruction & Repairs
Licensed general contracting for drywall, trim, flooring, cabinetry, and full room rebuilds.
Storm Damage Repair FAQs
How fast can you respond to storm damage in Nashville?
Does homeowners insurance cover storm damage in Tennessee?
Will insurance cover a tree that fell on my house?
How long do I have to file a storm damage claim?
How long does storm damage repair take?
Can a storm damaged tree be saved?
Do you repair both homes and commercial buildings?
How is Blue Chip different from SERVPRO or other franchises?
Do I need a permit for storm repairs in Nashville?
Should I call my insurance company or a contractor first?
Storm Damage in Nashville? Call Now.
Roof open, water coming in, or a tree through the ceiling. Call 615-832-5300 and a crew is dispatched. We tarp, dry, document and rebuild, and we deal with your adjuster along the way.
Free damage inspection. No obligation. Available 24 hours.
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Serving Nashville, Donelson, Mt. Juliet, Hermitage, Franklin, and all of Middle Tennessee.